The company's specialist convinced to arrange insurance and accordingly pay for it. I was not completely happy with this, but it was exactly until the moment when I stood in line at the issuing counter and met a family that often rent. They told me that insurance is always literally a lifeline. Especially if you are going to not very prosperous countries. You can go out, and the car has a couple of new scratches .. stick marks .. and everything like that. In general, I recommend to overpay, but then to calmly ride